Our conflict-free tools always put your employees first.

Boost morale, hire faster, and retain top employees longer by using Vault Pay and Vault Match to quickly deliver secure, easy-to-use student loan benefits to your employees. Customizable contribution plans and on-demand employer dashboards let employers track the real-time benefits of each program.

Make monthly or one-time student loan
contributions as a first-in-field employee benefit. Vault provides a universal view of employee student loans, repayment plans, and more.

Make tax-advantaged contributions to your employees' 401(K) plans when employees make monthly student loan payments.

Vault's Highest Employer ROI

Vault Pay.

Vault Pay is the brains behind our student loan payoff strategies. Vault analyzes, optimizes, and maps your employees' best paths toward a $0 balance while applying employer contributions to help your employees reduce their loan tenure by years. Most importantly, when Vault displays student loan optimization options, they’re always in the order of what’s best for your employees, not what’s best for us. We’re not a bank; we don’t lend to students; and we never accept kickbacks from financial providers. Vault employers are making $50 to $500 monthly contributions to employee loan balances, to reward tenure and help employees overcome one of their greatest financial stressors.

Contribute earmarked matching funds to employees' 401(k) accounts to match timely student loan payments

Vault Match.

Match is our newest, tax-advantaged product. Employees no longer need to choose between making contributions to their retirement plans or paying down their student loans. When Vault Match is offered to employees, employers can reward timely student loan payments by making a matching contribution to an employee's established retirement plan.

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Student loan repayment can now be offered tax-free.
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