Our conflict-free tools always put your employees first.

Boost morale, hire faster, and retain top employees longer by using Vault Advisor, Vault Pay, and Vault Match to quickly deliver secure, easy-to-use student loan assistance benefits to your employees. Customizable contribution plans and on-demand employer dashboards let employers track the real-time benefits of each program.

Get a universal view of your student loan
situation and explore ways to adjust your
repayment plans.

Receive monthly or one-time student loan
payment contributions from your employer.

Take advantage of your employer’s 401(K)
matching program when you make payments
toward your student loans.

Lower your payments and refinance your loans

Vault Advisor.

Vault Advisor is the brains behind your student loan payoff strategy. Advisor analyzes, optimizes, and maps your best paths toward a $0 balance. Most importantly, when Vault Advisor displays student loan optimization options, they’re always in the order of what’s best for you, not what’s best for us. We’re not a bank; we don’t lend to students; and we never accept kickbacks from financial providers when you refinance a loan.

Receive monthly or one-time student loan contributions

Vault Pay.

Vault employers are making $50 to $500 monthly contributions to employee loan balances, to reward tenure and help employees overcome one of their greatest financial stressors.

Vault Pay allows employers to choose from the most popular contribution plans or design a custom plan that works best for their unique workforce needs. Our admin portal tracks payments and employee adoption and shows you how significant even small-dollar and one-time contributions can be over the life of an employee's student loans.

Vault Pay is a win-win for employees and employers. The CARES Act now allows employers to realize a tax advantage when using Pay.

Let your employer contribute to your retirement savings when you make student loan payments

Vault Match.

Match is our newest, tax-advantaged product. Employees no longer need to choose between making contributions to their retirement plans or paying down their student loans. When Vault Match is offered to employees, employers can reward timely student loan payments by making a matching contribution to an employee's established retirement plan.

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Student loan repayment can now be offered tax-free.
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