Our conflict-free student loan benefits and financial wellness tools always put your employees first.

Vault Pay is the brains behind our student loan payoff strategies. Vault analyzes, optimizes, and maps your employees' best paths toward a $0 balance while applying employer contributions to help your employees reduce their loan tenure by years. Most importantly, when Vault displays student loan optimization options, they’re always in the order of what’s best for your employees, not what’s best for us. We’re not a bank; we don’t lend to students; and we never accept kickbacks from financial providers. Vault employers are making $50 to $500 monthly contributions to employee loan balances, to reward tenure and help employees overcome one of their greatest financial stressors.

Match is our newest, tax-advantaged product based on the Abbott PLR and the anticipated SECURE Act 2.0. Employees no longer need to choose between making contributions to their retirement plans or paying down their student loans. When Vault Match is offered to employees, employers can reward timely student loan payments by making a matching contribution to an employee's established retirement plan.

Vault 529 provides employers with enterprise-grade financial wellness tools to help employees open new 529 plans and receive employer contributions toward future educational expenses.