
Make monthly or one-time student loan
contributions as a first-in-field employee benefit. Vault provides a universal view of employee student loans, repayment plans, student loan refinance options, and more.

Make the Secure Act 2.0 work for you. Employers provide tax-advantaged retirement plan contributions to employees' 401(K) plans when they make monthly student loan payments.

Vault 529 provides employers with enterprise-grade financial wellness tools to help employees open new 529 plans and receive employer contributions toward future educational expenses.

Vault's Highest Employer ROI
Vault Pay.
Vault Pay is the brains behind our student loan payoff strategies. Vault analyzes, optimizes, and maps your employees' best paths toward a $0 balance while applying employer contributions to help your employees reduce their loan tenure by years. Most importantly, when Vault displays student loan optimization options, they’re always in the order of what’s best for your employees, not what’s best for us. We’re not a bank; we don’t lend to students; and we never accept kickbacks from financial providers. Vault employers are making $50 to $500 monthly contributions to employee loan balances, to reward tenure and help employees overcome one of their greatest financial stressors.
Contribute earmarked retirement matching funds to employees' 401(k) accounts
Vault 401K Match.
Match is our newest, tax-advantaged product based on the SECURE Act 2.0. Employees no longer need to choose between making contributions to their retirement plans or paying down their student loans. When Vault Match is offered to employees, employers can reward timely student loan payments by making a matching contribution to an employee's established retirement plan.


Support employees' future educational expenses with Vault 529
Vault 529.
Vault 529 provides employers with enterprise-grade financial wellness tools to help employees open new 529 plans and receive employer contributions toward future educational expenses.