Use Vault to simplify thousands of student loan repayment options and optimize your student loan payment options. Or, use our refinance marketplace to reduce your monthly payments.

Vault's student loan benefits for employees help borrowers navigate the various federal repayment options and make smarter financial decisions. Do you want to lower your payments? Pay off your student loans faster? Save for a child's future education? Vault can help. Best yet, our student loan refinance marketplace NEVER accepts payments from loan originators. Vault passes any and all rate reductions to you, so employees know they're getting the most competitive rate without any added fees.

Receive monthly or one-time student loan
payment contributions from your employer and get a universal view of your student loan
situation and explore ways to adjust your
repayment plans. Plus, use Vault's student loan payment reduction tools and refinance marketplace to make sure you're getting the best rate for your personal financial plan.

Take advantage of your employer’s 401(K)
matching program when you make payments
toward your student loans.

As a result of the CARES Act, employers cay offer employees up to $5,250 per year of tax-free contributions to pay down their student debt.

What Does Vault Do?

The CARES Act.

On March 27, 2020 the federal government passed the Coronavirus Aid, Relief and Economic Security (CARES) Act. This act had numerous stipulations that directly affected student loan borrowers. From now until September 30, 2020:

- Federal student loans are in an automatic administrative forbearance (temporary suspension of payments)
- Federal student loans are currently at a 0% interest rate

We want borrowers to know that you still have the capability to make payments on your federal student loans. In fact, if you are able, continuing to make your minimum monthly payments during this administrative forbearance period can have dramatic effects on your overall loan balance and the lifetime of your loan.

The Vault Difference

100% Conflict-Free.

Unlike other student loan refinance platforms, the Vault student loan refinance marketplace is 100% conflict-free. That means we never accept advertising dollars or fees from loan originators to encourage you to select their refinance offering. We present your student loan refinance options ranked in order of their financial advantage to you, always.

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Are you a good fit for Vault?

Keep an eye on job openings or send a CV to hello@vault.co