Your Conflict-Free Employee Benefits Platform.

Vault provides employers with enterprise-grade tools to hire better and retain employees longer by paying down employees' student loans, contributing to employee 529 plans, providing tuition reimbursement, and more.

Employers Employees

Tried And Tested.

by over 1,750 employers

Hire Faster And Retain Top Talent
Longer With Vault.

Student debt: an employee stressor set to double by 2027.

How Does Vault Work?

  • 1Create your Vault account.
  • 2Connect your student loans.
  • 3View your options and select a path to reduce your payments by thousands of dollars over the life of your loans.

The Benefits Your Employees Want the Most.

Nebraska Medicine + Vault Pay
“The average debt our nurses are carrying is $37,600. So, they have an average payment of about $350 a month on that. Our contribution has helped reduce that debt by 64 months. We’ve had half the turnover for nurses who participate in this program as compared to our voluntary turnover for those that are not participating. This matters.”

– Frank Venuto, Chief Human Capital Officer, Nebraska Medicine

Learn more

Meet Vault.

Vault 529

Support employees’ education savings.

  • Make monthly, annual, or one-time contributions to employees’ education benefit plans.
  • Provide employees with direct deposit support, college planning, and 529 plan selection tools.
  • Track your organization’s KPIs and benefit impacts from a dedicated admin portal
  • Offer 529 as a standalone or bundled Vault platform benefit.

Vault Pay

Make tax-advantaged contributions to employees’ student loans.

  • Set up a seamless employer student loan contribution program to help pay down employee debt.
  • Make one-time, ongoing, or capped payments or set up custom vesting and contribution tiers.
  • Get support from a dedicated customer success team.
  • Track program success with monthly impact reports.

Vault Match

Make matching contributions to retirement plans when employees make student loan payments.

  • Make tax-advantaged contributions to employee retirement plans when employees make their student loan payments.
  • Design flexible programs that meet your workplace’s specific needs.
  • Make monthly or year-end true-up contributions to improve employee retention.
  • Track your tax savings and retention ROI from a dedicated admin portal.

How Can Vault Help You?


    By sending messages you confirm that you have read and agree to our Terms of Service and that you have read our Privacy Policy.

    Student loan repayment can now be offered tax-free.
    This is default text for notification bar