Heather Lowe.

President and Chief Operating Officer

Heather brings over 25 years of fintech operations, research, design, and product development to the Vault team.

She has led product and development teams at start-ups, traditional FIs, and Fortune 500 companies to bring new and improved cashless economy concepts to market. Heather is especially passionate about the ways design and behavioral finance can intersect to help un- and under-banked consumers “gain time” and improve their financial stability for future generations.

Heather holds an M.B.A. from the Haas School of Business at the University of California at Berkeley and a B.S. from Syracuse University’s SI Newhouse School.